Purpose: This research explores the role of the G-20 in promoting the development of financial technology (Fintech) innovations to bridge the gap for small investor ventures. The study aims to assess how Fintech solutions can empower small investors by enhancing accessibility, reducing costs, and providing tailored financial products. Methodology: Primary and secondary data were used, with primary data collected through a structured questionnaire featuring optional and Likert-type 5-point scale questions. Secondary data were sourced from books, journals, magazines, newspapers, and online resources. A descriptive and explanatory research design was employed, with a convenience sampling of 100 participants. Data were analyzed using MS Excel and SPSS, with average and percentage analysis tools, presented in tables, and hypothesis testing was conducted using the Pearson Chi-Square Test. Finding: Findings indicated statistically significant differences in investment awareness and decisions influenced by gender, with p-values below the 0.05 significance threshold for key statements. The results suggest that targeted Fintech initiatives supported by the G-20 could significantly enhance small investors; engagement in financial markets. Principal Conclusion: The study concludes that strategic G-20 policies can play a pivotal role in democratizing investment opportunities through Fintech, particularly for small-scale investors.